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Artisan Contractors
- Over 50 classes of artisans available to quote and bind.
- Admitted and non-admitted markets available, A-rated.
- Inland Marine coverage is available for selected products.
- Blanket Additional Insured and Waiver of Subrogation available.
Builders Risk
- Commercial or residential structures newly built or under renovations.
- Policy periods of 1 to 18 months.
- This product is written with an “A-XV” rated carrier.
Canine Liability
- Schedule multiple dogs, with many liability limits to choose from.
- Will write aggressive breeds, and canines with a bite history.
- Off leash and off premises coverage options are available.
- Additional insureds available.
Commercial Auto
- Over 800 Classes are available for quoting and binding
- Combined Single Limits up to $1M
- Up to 10 vehicles can be quoted
- Coverages & Endorsements include:
- Hired and Non-owned Liability
- Rental Reimbursement
- Drive Other Car
Commercial Property
- Special, Broad and Basic forms available.
- Replacement cost and actual cash value basis are also available.
- Wide range of property values will be considered, with wind coverage available in many areas.
Commercial Package
- Package our General Liability product with our Property product and get a great Package policy to provide to your client.
Primary Flood
- Residential: Limit $250,000 Building plus $100,000 contents.
- Commercial: Limit $500,000 Building plus $100,000 contents.
- Standard Deductible: 5%
Excess Flood
- Excess Flood can be written stand-alone over NFIP policy or NFIP equivalent policy.
- TIV $1,000,000 (incl. contents) but $500,000 TIV limit for Frame.
- Commercial Property, Vacant Property, Homeowners Eligible.
General Liability
- Nearly 500 class codes available to primarily retail, restaurant, office, and habitational.
- Offering blanket additional insureds for $150.
- This product is written with an “A-XV” rated carrier.
Homeowners
- Coverage limits from $250,000 to $1,000,000. Above $1M limit, is on a submit basis.
- Wind capacity in select counties, without restrictions on distance to coast.
- Wide range of Coverage B, C & D limits, and wide range of deductible options.
- Seasonal homes, secondary homes and homes titled in LLC, trust or corporation are acceptable.
- Personal liability limits range from $100,000 to $1,000,000.
- This product is written with an “A-XV” rated carrier.
Special Events
- Wide range of events from weddings to concerts, with minimum premiums starting at $250.
- General liability limits of $1M occurrence, $2M aggregate.
- Providing extended policy terms for seasonal events, up to 60 days.
- This product is written with an “A-XV” rated carrier.
- Host Liquor Liability
Vacant Property
- Vacant or unoccupied commercial or residential buildings in good condition.
- Policy periods of 1 to 12 months.
- General liability limits of $1M occurrence, $2M aggregate, with no deductible.
- This product is written with an “A-XV” rated carrier.
