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Artisan Contractors

  • Over 50 classes of artisans available to quote and bind.
  • Admitted and non-admitted markets available, A-rated.
  • Inland Marine coverage is available for selected products.
  • Blanket Additional Insured and Waiver of Subrogation available.

Builders Risk

  • Commercial or residential structures newly built or under renovations.
  • Policy periods of 1 to 18 months.
  • This product is written with an “A-XV” rated carrier.

Canine Liability

  • Schedule multiple dogs, with many liability limits to choose from.
  • Will write aggressive breeds, and canines with a bite history.
  • Off leash and off premises coverage options are available.
  • Additional insureds available.

Commercial Auto

  • Over 800 Classes are available for quoting and binding
  • Combined Single Limits up to $1M
  • Up to 10 vehicles can be quoted
  • Coverages & Endorsements include:
    • Hired and Non-owned Liability
    • Rental Reimbursement
    • Drive Other Car

Commercial Property

  • Special, Broad and Basic forms available.
  • Replacement cost and actual cash value basis are also available.
  • Wide range of property values will be considered, with wind coverage available in many areas.

Commercial Package

  • Package our General Liability product with our Property product and get a great Package policy to provide to your client.

Primary Flood

  • Residential: Limit $250,000 Building plus $100,000 contents.
  • Commercial: Limit $500,000 Building plus $100,000 contents.
  • Standard Deductible: 5%

Excess Flood

  • Excess Flood can be written stand-alone over NFIP policy or NFIP equivalent policy.
  • TIV $1,000,000 (incl. contents) but $500,000 TIV limit for Frame.
  • Commercial Property, Vacant Property, Homeowners Eligible.

General Liability

  • Nearly 500 class codes available to primarily retail, restaurant, office, and habitational.
  • Offering blanket additional insureds for $150.
  • This product is written with an “A-XV” rated carrier.

Homeowners

  • Coverage limits from $250,000 to $1,000,000. Above $1M limit, is on a submit basis.
  • Wind capacity in select counties, without restrictions on distance to coast.
  • Wide range of Coverage B, C & D limits, and wide range of deductible options.
  • Seasonal homes, secondary homes and homes titled in LLC, trust or corporation are acceptable.
  • Personal liability limits range from $100,000 to $1,000,000.
  • This product is written with an “A-XV” rated carrier.

Special Events

  • Wide range of events from weddings to concerts, with minimum premiums starting at $250.
  • General liability limits of $1M occurrence, $2M aggregate.
  • Providing extended policy terms for seasonal events, up to 60 days.
  • This product is written with an “A-XV” rated carrier.
  • Host Liquor Liability

Vacant Property

  • Vacant or unoccupied commercial or residential buildings in good condition.
  • Policy periods of 1 to 12 months.
  • General liability limits of $1M occurrence, $2M aggregate, with no deductible.
  • This product is written with an “A-XV” rated carrier.